關(guān)于＂匯款直通車(chē)＂的講解（雙語(yǔ)）

　　你知道"匯款直通車(chē)"是什么嗎?下面是學(xué)習(xí)啦小編整理的關(guān)于"匯款直通車(chē)"的講解，歡迎大家閱讀!

　　1. Definition

　　1、 定義

　　"Remittance Express" is an electronic remittance service provided by a bank for customers.

　　“匯款直通車(chē)”是一種由銀行向客戶提供的電子匯款業(yè)務(wù)。

　　2. Types of Remittance

　　2、匯款形式

　　According to customers' different requirements for remittance of urgent degrees, "Remittance Express" provides two kinds of remittance for you to choose, namely, the general remittance and the urgent remittance. They can fully satisfy customers' requirements for money transfer.

　　根據(jù)客戶對(duì)匯款業(yè)務(wù)需求緩急程度的不同，“匯款直通車(chē)”提供兩種匯款方式供您選擇，即普通匯款和加急匯款，可以滿足客戶資金匯劃的各種需求。

　　3. Handling Procedures

　　3、辦理手續(xù)

　　The procedure for "Remittance Express" is quite simple. You can use an ICBC's deposit passbook or the cash to transfer money. If you want to use the passbook, you only have to fill out the specialized voucher for remittance at nearby ICBC branch. Your own passbook, the receiver's name or his current deposit account number should be provided. The money can be remitted after your valid identification card (ID card, household registration booklet, passport, identification credentials for armyman) is presented and handling charge is paid. As for remittance in cash, the remitter directly hands over the cash. The rest of the procedure is the same with remittance of the passbook.

　　辦理“匯款直通車(chē)”手續(xù)簡(jiǎn)便。您可采取工商銀行存折匯款或采用現(xiàn)金直接匯款。使用工商銀行存折匯款，您只需提供本人存折，收款人姓名或在工商銀行開(kāi)立的活期儲(chǔ)蓄存折賬號(hào)，到附近的工商銀行正確填寫(xiě)匯款專用憑證，出示有效身份證件(身份證、戶口簿、護(hù)照、軍人證等)，繳納手續(xù)費(fèi)即可匯款。使用現(xiàn)金匯款則由匯款人直接繳納現(xiàn)金，其他與存折匯款手續(xù)完全相同。

　　4. Withdrawal of Remittance

　　4、取款

　　The remittee can use the deposit book appointed by the remitter to draw the money in the local ICBC outlet appointed by the remitter 24 hours after the general remittance being transacted. The urgent remittance can be drawn with 2 hours. If the money is remitted to the individual, the remittee can take his valid ID card to the appointed local ICBC service outlet to draw the money.

　　收款人可在普通匯款匯出24小時(shí)內(nèi)，持匯款人指定匯入的存折到當(dāng)?shù)貐R款人指定的工商銀行網(wǎng)點(diǎn)取款。 加急匯款則可在2小時(shí)內(nèi)取款。匯給個(gè)人名下的，由收款人持有效身份證件到指定工商銀行營(yíng)業(yè)網(wǎng)點(diǎn)辦理取款手續(xù)。