關于美國金融制度情景對話

　　下面學習啦小編為大家帶來金融英語關于美國金融制度情景對話，歡迎大家學習!

　　關于美國金融制度情景對話一：

　　Mr.Tanaka and the American banker continue their discussion of the financial and monetary system of the United States .

　　田中先生和美國銀行家繼續他們有關美國金融和貨幣制度的討論。

　　Tanaka:I suppose that means that for all practical purposes the Fed controls the state chartered banks ,too.

　　田 中：我想，這就意味著，為了實際需要，美國聯邦儲備系統也控制著各個州立銀行。

　　Banker:Yes,I would say that's correct .The Fed has the final authority on controlling the supply of money ,

　　銀行家：我年，是這樣的。美國聯邦儲備系統在控制貨幣發行方面有最終權威，

　　and that alone has a great impact on any bank .

　　并且單就這一點它也會對任何一個銀行產生巨大影響。

　　T:You said earlier that the Fed issues the main currency of the country .

　　田 中：以前，您講過美國聯邦儲備系統發行國內主要貨幣，

　　Do you mean that there are several forms of currency?

　　您是說，還有其他幾種形式的貨幣同時存在嗎?

　　B:Historically ,there have been a number of different issues of currency .

　　銀行家：從歷史上看，這里有許多不同的貨幣發行渠道。

　　Some notes have been issued by the Treasury and some by the Fed .

　　一些貨幣是由財政部發生的，一些是由聯邦儲備銀行發行的。

　　Actually ,if you look carefully at the notes you have in your possession ,you 'll find some that say United States Note ,

　　實際上，您如果仔細察看您所擁有的紙幣，就會發現，有些注明是美國的鈔票，

　　some that say Federal Reserve Bank Note and even some that say National Bank Note .

　　有些是聯邦儲備銀行的鈔票，甚至還有的是國家銀行的鈔票，

　　These are all forms of old issues that are gradually being retired from circulation.

　　這些都是舊的發行渠道，可這些鈔票正逐步地從流通領域中消失。

　　T:Therefore,the Federal Reserve Note is the main one today ?

　　田 中：因此，美國聯邦儲備銀行發行的鈔票是目前主要的貨幣形式。

　　B:Yes,that's right .It's what we call fiat money or currency without any gold or silver backing .

　　銀行家：是的，您說得對。這正是我們所說的沒有任何金或銀作為儲備根據所發行的紙幣或貨幣。

　　We all accept it as money because the government declares it to be money.

　　我們把它們當作金錢，因為政府宣布它們是金錢。

　　T;Yes,that's the same as the situation in Japan .I think that's true in all modern nations today .

　　田 中：是的，日本的情況也是同樣如此。我想，當今所有的現代國家也都是如此情況。

　　B:Yes,in paper currency as well as coinage .Modern coins are called token money for that reason .

　　銀行家：是的，無論是紙幣還是硬幣的發行都是照此辦理的，為此，現代硬幣被稱之為“輔幣”。

　　關于美國金融制度情景對話二：

　　Iwao Tanaka ,making his first business trip to the United States ,is talking to an American banker about the financial and monetary system of the U.S.

　　田中巖夫第一次因公出差工到美國，他正在與美國的一位銀行家談到美國金融和貨幣制度。

　　Tanaka:What is meant by the term Federal Reserve System ?Is that the central bank of the United States?

　　田 中：什么是美國聯邦儲蓄系統?它是美國的中央銀行嗎?

　　Banker :Technically it is not ,Mr.Tanaka,but it functions in that capacity .

　　銀行家：從法律上講，它不是，田中先生。但是它發揮了那樣的作用。

　　The Federal Reserve System ,or the Fed as it is usually called,is the fiscal agent of the United States .

　　美國聯邦儲備系統即平常稱之為“聯邦”的是美國財政機構。

　　It has authority to issure notes which are the main currency of the country ,

　　它有權發行作為國家主要貨幣的紙幣，

　　to control the money supply and to supervise banks and banking practices in the country .

　　有權控制貨仙的供應量，并有權監督國內銀行及銀行業務活動。

　　T;It's owned by the government ,isn't it ?

　　田 中：它屬于政府所有，是嗎?

　　B:No ,it isn't .Actually ,the Fed really consists of 12 banks which are owned by all the nationally chartered banks in their respective districts.

　　銀行家：不是的。實際上，美國聯邦儲備系統包括十二家銀行，這些銀行都是由所在地區的國家立案銀行掌握所有權。

　　But the supervisory board ,called the Board of Governors,is a government agency responsible to the Congress.

　　但是他被稱為“總裁理事會”的具有監督作用的理事會是一個政府機構，它向國會負責。

　　T:What do you mean by nationally chartered banks?Don't all banks have to have charters?

　　田 中：您所說的國家立案的銀行是什么意思?難道不是所有的銀行都必須立案嗎?

　　B:Yes,every bank must have a charter or license to do business .But we have a dual banking system here in the United States.

　　銀行家：是的，每個銀行都必須立案或者得到準許證才能營業。但是在美國，我們這里實行的是雙重銀行體制，

　　That means some banks are licensed by the Federal government and some by individual states.

　　就是說，有些銀行是由聯邦政府簽發的準許證，而有些則是各個州簽發的。

　　There are approximately 5,000 national banks and 10,000 state banks in the country .

　　在美國大約有5000所國立銀行和10000所州立銀行。

　　T:Are they all supervised by the Fed?

　　田 中：這些銀行受美國聯邦儲備系統監督嗎?

　　B:Only the national banks are .

　　銀行家：不，只有國立銀行是這樣的。